West Roxbury, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
5,616
Net Worth Ratio
16.69%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$129.1M
Total Shares
$107.5M
Total Loans
$88.8M
Net Income
$179K
Net Worth Ratio
16.69%
≥7% = Well Capitalized
Members
5,616
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.34%
$302K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Spring Street
156 Spring St, West Roxbury, MA, 02132
Mon to Fri, 7AM - 4PM Sat 9AM - 12PM
Peadbody Branch
12 Chestnut st, Peabody, MA, 01960
Mon, Tue & Wed: 9:00am - 4:00pm Thursday: 9:00am - 6:00pm Friday: 9:00am - 1:00pm
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<a href="https://bankscorer.com/credit-union/energy" target="_blank" rel="noopener">View ENERGY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 82.5%· healthy range 60–80%