Syracuse, NY · Federal Credit Union · Chartered in NY
Who can join
Multiple select employee groups
Members
307,868
Net Worth Ratio
9.61%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.27B
Total Shares
$3.84B
Total Loans
$3.43B
Net Income
$8.3M
Net Worth Ratio
9.61%
≥7% = Well Capitalized
Members
307,868
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.65%
$22.3M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 4,368 | 3,050 | 678 | 69.8% | 15.5% |
| 2023 | 59 | 31 | 10 | 52.5% | 16.9% |
| 2022 | 80 | 61 | 7 | 76.3% | 8.8% |
No CFPB complaint data available for this credit union.
Headquarters
1 Member Way, Syracuse, NY, 13212
7:00am- 7:00pm
Fairmount
3700 W Genesee St, Syracuse, NY, 13219
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Cheektowaga
2690 Walden Ave, Cheektowaga, NY, 14225-4720
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: Closed Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: Closed
Fulton East
520 S 2nd St, Fulton, NY, 13069-2902
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Johnson City
760 Harry L Dr, Johnson City, NY, 13790-1036
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
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<a href="https://bankscorer.com/credit-union/empower" target="_blank" rel="noopener">View EMPOWER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 89.5%· healthy range 60–80%
Liverpool
7670 Morgan Rd, Liverpool, NY, 13090-2437
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Oswego
100 George St, Oswego, NY, 13126-2903
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
Palatine Bridge
121 Palatine Plz, Palatine Bridge, NY, 13428-2810
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri 9:00 am - 5:00 pm Sat: Closed Drive-thru Hours: Not Available
Utica
1928 Genesee St, Utica, NY, 13502-5627
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: Closed Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: Closed
515 Erie Blvd
515 Erie Blvd W, Syracuse, NY, 13204-2422
Lobby Hours: Mon-Wed: 9:00 am - 4:00 pm Thurs-Fri: 9:00 am - 5:00 pm Sat: 9:00 am ? 12:00 pm Drive-thru Hours: Mon - Wed: 9:00 am - 4:00 pm Thurs: 9:00 am - 5:00 pm Fri: 8:30 am ? 5:30 pm Sat: 9:00 am ? 12:00 pm
15 more locations not shown.