Cheektowaga, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
4,918
Net Worth Ratio
10.90%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$77.0M
Total Shares
$68.0M
Total Loans
$30.4M
Net Income
$-108,417
Net Worth Ratio
10.90%
≥7% = Well Capitalized
Members
4,918
Return on Assets
-0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$107K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Office
2345 William St, Cheektowaga, NY, 14206
Monday & Wednesday 9 am-4 pm Tuesday Closed Thursday & Friday 9 am-5 pm Saturday 8:30am -12:00pm
Vital Records
2345 William St, Cheektowaga, NY, 14206
m-th 8:30-4:30f 9:00-5:30
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<a href="https://bankscorer.com/credit-union/empire-one" target="_blank" rel="noopener">View EMPIRE ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 44.6%· healthy range 60–80%