🏦Bank Scorer

EM

Mesa, AZ · Federal Credit Union · Chartered in AZ

Well Capitalized

Who can join

Industry / trade group

Charter #7715Est. 1952RSSD: 127680

Members

2,174

Net Worth Ratio

15.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$11.5M

Peer Group 3

Members

2,174

as of latest quarter

Net Worth Ratio

15.68%

Well Capitalized

Institution Profile

NCUA

Address

50 W Iron Ave, Mesa, AZ 85210-6103

Chartered

1952

Branch Locations

2 locations

Membership Eligibility

Industry / trade group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$11.5M

Total Shares

$9.7M

Total Loans

$6.6M

Net Worth Ratio

15.68%

≥7% = Well Capitalized

Members

2,174

Delinquency Rate (60d+)

0.09%

$6K

Loan-to-share ratio: 68.7%· healthy range 60–80%

Branch Locations

NCUA

E M Federal Credit Union

50 W Iron Ave, Mesa, AZ, 85210-6103

8:00 AM - 5:00 PM

Main

Data Storage Centers

2223 E Magnolia St, Phoenix, AZ, 85034-6816

24 hour gated

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.