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EDISTO

Orangeburg, SC · Federal Credit Union · Chartered in SC

LICU MDIWell Capitalized

Who can join

Occupational / select employee group

Charter #1397Est. 1936RSSD: 497178

Members

2,787

Net Worth Ratio

17.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$23.4M

Peer Group 3

Members

2,787

as of latest quarter

Net Worth Ratio

17.28%

Well Capitalized

Institution Profile

NCUA

Address

1880 Russell St, Orangeburg, SC 29115-6107

Chartered

1936

Branch Locations

1 location

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$23.4M

Total Shares

$19.3M

Total Loans

$10.4M

Net Worth Ratio

17.28%

≥7% = Well Capitalized

Members

2,787

Delinquency Rate (60d+)

0.94%

$98K

Loan-to-share ratio: 53.9%· healthy range 60–80%

Branch Locations

NCUA

Edisto Federal Credit Union

1880 Russell St, Orangeburg, SC, 29115-6107

9am-5pm

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.