🏦Bank Scorer

DISTRICT #6

Hornell, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #1080Est. 1936RSSD: 631477

Members

1,707

Net Worth Ratio

7.73%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$24.7M

Peer Group 3

Members

1,707

as of latest quarter

Net Worth Ratio

7.73%

Well Capitalized

Institution Profile

NCUA

Address

107 Broadway, Hornell, NY 14843

Chartered

1936

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$24.7M

Total Shares

$22.7M

Total Loans

$9.2M

Net Income

$-65,271

Net Worth Ratio

7.73%

≥7% = Well Capitalized

Members

1,707

Return on Assets

-0.26%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.80%

$73K

Loan-to-share ratio: 40.3%· healthy range 60–80%

Branch Locations

NCUA

District 6 Federal Credit Union

107 Broadway, Hornell, NY, 14843

7:30 am 4:00 pm, M-F

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.