DIRECTORS CHOICE
Albany, NY · State Credit Union · Chartered in NY
Who can join
State government employees (special charter)
Members
739
Net Worth Ratio
22.75%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$12.2M
Peer Group 3
Members
739
as of latest quarter
Net Worth Ratio
22.75%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$12.2M
Total Shares
$9.5M
Total Loans
$6.8M
Net Worth Ratio
22.75%
≥7% = Well Capitalized
Members
739
Loan-to-share ratio: 71.8%· healthy range 60–80%
Branch Locations
NCUADCCU
1 South Family Drive, Albany, NY, 12205
Mon-Fri 9:00am-4:30pm
Directors Choice Credit Union
1 South Family Drive, Albany, NY, 12205
Mon-Fri 8:30 am- 5:pm
DCCU
1 South Family Drive, Albany, NY, 12205
Mon.-Fri. 9:00am-4:30pm
Co-Location Data Center
10 Airline Dr, Albany, NY, 12205-1041
As needed until functions can resume at Association CU doesn't get onsite members. just Assoc. Staff.
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/directors-choice" target="_blank" rel="noopener">View DIRECTORS CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.