Needham, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
23,538
Net Worth Ratio
11.32%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$789.8M
Total Shares
$617.5M
Total Loans
$695.4M
Net Worth Ratio
11.32%
≥7% = Well Capitalized
Members
23,538
Delinquency Rate (60d+)
0.30%
$2.1M
Loan-to-share ratio: 112.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 448 | 263 | 130 | 58.7% | 29.0% |
| 2022 | 1,016 | 699 | 184 | 68.8% | 18.1% |
| 2021 | 413 | 370 | 24 | 89.6% | 5.8% |
No CFPB complaint data available for this credit union.
Main Branch
50 Cabot St, Needham, MA, 02494
Branch hours: Monday, Tuesday, Wednesday, and Friday: 8:00 a.m. - 4:00 p.m. Thursday: 8:00 a.m. - 6:00 p.m. Saturday: 8:00
Wescom Resource Group
5601 E La Palma Ave, Anaheim, CA, 92807-2109
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<a href="https://bankscorer.com/credit-union/direct" target="_blank" rel="noopener">View DIRECT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.