Phoenix, AZ · State Credit Union · Chartered in AZ
Who can join
State government employees (special charter)
Members
511,369
Net Worth Ratio
12.01%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$9.79B
Total Shares
$8.80B
Total Loans
$5.17B
Net Income
$21.2M
Net Worth Ratio
12.01%
≥7% = Well Capitalized
Members
511,369
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.22%
$11.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 14,234 | 6,806 | 6,547 | 47.8% | 46.0% |
| 2022 | 15,867 | 9,071 | 5,193 | 57.2% | 32.7% |
| 2021 | 9,184 | 5,601 | 2,774 | 61.0% | 30.2% |
No CFPB complaint data available for this credit union.
Papago
148 N 48th St, Phoenix, AZ, 85034
Employee Access: M-F 7:00am - 7:00pm/Sat. 7:00am - 7:00pm. card access only ATM: 24 Hours
Baseline Frys
5140 W Baseline Rd, Laveen, AZ, 85339
Weekday HoursBranch: 9:00am to 6:00pm Saturday HoursBranch: 9:00am-2:00pmATM: 24 Hours
Chandler Wal-Mart
2750 E Germann Rd, Chandler, AZ, 85286
Weekday HoursBranch: 9:00am to 9:00pm Saturday HoursBranch: 9:00am to 2:00pmATM: 24 Hours
Happy Valley Wal-Mart
2501 W Happy Valley Rd Ste 34, Phoenix, AZ, 85085-3712
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM 24 Hours
Indian School Wal-Mart
5250 W Indian School Rd, Phoenix, AZ, 85031
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
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<a href="https://bankscorer.com/credit-union/desert-financial" target="_blank" rel="noopener">View DESERT FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 58.7%· healthy range 60–80%
Maricopa Frys
20797 N John Wayne Pkwy, Maricopa, AZ, 85139
Weekday HoursBranch: 9am to 6pm SaturdayHours: 9am to 2pm ATM: 24 Hours
McKellips
4405 E McKellips Rd, Mesa, AZ, 85215
Weekday Hours Branch: 9:00am to 6:00pm Drive Thru: 9:00am to 6:00pm ATM: 24 Hours Saturday Hours Branch: 9:00am to 1:00pm Drive Thru: 9:00am to 1:00pm
Payson Wal-Mart
300 N Beeline Hwy, Payson, AZ, 85541
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
Queen Creek Wal-Mart
1725 W Hunt Hwy, San Tan Valley, AZ, 85143
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
Riggs Frys
985 E Riggs Rd, Chandler, AZ, 85249-4259
Weekday HoursBranch: 9am to 6pm Saturday HoursBranch: 9am to 2pm ATM: 24 Hours
41 more locations not shown.