Cheektowaga, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
5,191
Net Worth Ratio
15.19%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$94.8M
Total Shares
$80.3M
Total Loans
$22.3M
Net Worth Ratio
15.19%
≥7% = Well Capitalized
Members
5,191
Delinquency Rate (60d+)
0.16%
$35K
Loan-to-share ratio: 27.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 35 | 30 | 4 | 85.7% | 11.4% |
No CFPB complaint data available for this credit union.
Main - 3031 William Street
3031 William St, Cheektowaga, NY, 14227
M-Tu-W-F 9:00am - 4:00pm Th 9:00am - 5:30pm Sa 9:00am - 12:00pm
Radius FCU
2853 Delaware Ave, Kenmore, NY, 14217-2719
M,TUE, THURS and Friday 8:30-4:30 Wed 9- 4:30, Sat 8:30-noon SUN closed
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<a href="https://bankscorer.com/credit-union/crossroads-community" target="_blank" rel="noopener">View CROSSROADS COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.