Lockport, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
44,162
Net Worth Ratio
7.61%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$725.9M
Total Shares
$668.3M
Total Loans
$489.2M
Net Worth Ratio
7.61%
≥7% = Well Capitalized
Members
44,162
Delinquency Rate (60d+)
1.29%
$6.3M
Loan-to-share ratio: 73.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,058 | 694 | 134 | 65.6% | 12.7% |
| 2022 | 65 | 47 | 4 | 72.3% | 6.2% |
| 2021 | 122 | 65 | 16 | 53.3% | 13.1% |
No CFPB complaint data available for this credit union.
Transit
6485 S Transit Rd, Lockport, NY, 14094-6331
9:00 to 5:00 Monday through Thursday 9:00 to 6:00 Friday 9:00 to 1:00 Saturday
NT
107 Main St, North Tonawanda, NY, 14120-5309
9:00 am to 5:00 pm Monday through Friday
Middleport
5 State St, Middleport, NY, 14105-1105
9:00-5:00 Monday thru Friday
Lockport
5810 S Transit Rd, Lockport, NY, 14094
9-5 M-F
Getzville
315 Stahl Rd, Getzville, NY, 14068
M-F 9-5
Walnut Branch
118 Walnut St, Lockport, NY, 14094-3722
9am - 4pm Mon-Fri
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<a href="https://bankscorer.com/credit-union/cornerstone-community" target="_blank" rel="noopener">View CORNERSTONE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Niagara Falls
4225 Witmer Rd, Niagara Falls, NY, 14305
9:00-5:00 Monday-Friday