CORNERSTONE COMMUNITY
Lockport, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
44,162
Net Worth Ratio
7.61%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$725.9M
Peer Group 6
Members
44,162
as of latest quarter
Net Worth Ratio
7.61%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$725.9M
Total Shares
$668.3M
Total Loans
$489.2M
Net Worth Ratio
7.61%
≥7% = Well Capitalized
Members
44,162
Delinquency Rate (60d+)
1.29%
$6.3M
Loan-to-share ratio: 73.2%· healthy range 60–80%
Branch Locations
NCUATransit
6485 S Transit Rd, Lockport, NY, 14094-6331
9:00 to 5:00 Monday through Thursday 9:00 to 6:00 Friday 9:00 to 1:00 Saturday
NT
107 Main St, North Tonawanda, NY, 14120-5309
9:00 am to 5:00 pm Monday through Friday
Middleport
5 State St, Middleport, NY, 14105-1105
9:00-5:00 Monday thru Friday
Lockport
5810 S Transit Rd, Lockport, NY, 14094
9-5 M-F
Getzville
315 Stahl Rd, Getzville, NY, 14068
M-F 9-5
Walnut Branch
118 Walnut St, Lockport, NY, 14094-3722
9am - 4pm Mon-Fri
Niagara Falls
4225 Witmer Rd, Niagara Falls, NY, 14305
9:00-5:00 Monday-Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/cornerstone-community" target="_blank" rel="noopener">View CORNERSTONE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.