COPPER STATE
Phoenix, AZ · State Credit Union · Chartered in AZ
Who can join
State government employees (special charter)
Members
37,804
Net Worth Ratio
8.57%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$672.1M
Peer Group 6
Members
37,804
as of latest quarter
Net Worth Ratio
8.57%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$672.1M
Total Shares
$592.8M
Total Loans
$450.0M
Net Worth Ratio
8.57%
≥7% = Well Capitalized
Members
37,804
Delinquency Rate (60d+)
0.49%
$2.2M
Loan-to-share ratio: 75.9%· healthy range 60–80%
Branch Locations
NCUAOperations Center
15458 N 28th Ave, Phoenix, AZ, 85053
Mon-Friday 8:00-5:00
Payson
254 E State Highway 260, Payson, AZ, 85541-4927
Mon-Thurs 9:00-5:00; Fri 9:00am-6:00pm
Anthem
3428 W Anthem Way, Anthem, AZ, 85086
9-5 M-Th9-6 F
Arrowhead
18559 N 59th Ave, Glendale, AZ, 85308
9-5 M-Th9-6 F
Bell
2400 W Bell Rd, Phoenix, AZ, 85023
9-5 M-Th9-6 F
Surprise
15613 W Bell Rd, Surprise, AZ, 85374
9-5 M-Th9-6 F
Goodyear
1270 N Dysart Rd, Goodyear, AZ, 85395
Branch- Monday - Thursday 9:00am-5:00pm: Friday 9:00-6:00
Encanto
1640 W Thomas Rd, Phoenix, AZ, 85015-6105
M-Th 9a-5pF 9a-5p
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/copper-state" target="_blank" rel="noopener">View COPPER STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.