Phoenix, AZ · State Credit Union · Chartered in AZ
Who can join
State government employees (special charter)
Members
37,804
Net Worth Ratio
8.57%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$672.1M
Total Shares
$592.8M
Total Loans
$450.0M
Net Worth Ratio
8.57%
≥7% = Well Capitalized
Members
37,804
Delinquency Rate (60d+)
0.49%
$2.2M
Loan-to-share ratio: 75.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 722 | 520 | 155 | 72.0% | 21.5% |
| 2021 | 660 | 338 | 182 | 51.2% | 27.6% |
No CFPB complaint data available for this credit union.
Operations Center
15458 N 28th Ave, Phoenix, AZ, 85053
Mon-Friday 8:00-5:00
Payson
254 E State Highway 260, Payson, AZ, 85541-4927
Mon-Thurs 9:00-5:00; Fri 9:00am-6:00pm
Anthem
3428 W Anthem Way, Anthem, AZ, 85086
9-5 M-Th9-6 F
Arrowhead
18559 N 59th Ave, Glendale, AZ, 85308
9-5 M-Th9-6 F
Bell
2400 W Bell Rd, Phoenix, AZ, 85023
9-5 M-Th9-6 F
Surprise
15613 W Bell Rd, Surprise, AZ, 85374
9-5 M-Th9-6 F
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<a href="https://bankscorer.com/credit-union/copper-state" target="_blank" rel="noopener">View COPPER STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Goodyear
1270 N Dysart Rd, Goodyear, AZ, 85395
Branch- Monday - Thursday 9:00am-5:00pm: Friday 9:00-6:00
Encanto
1640 W Thomas Rd, Phoenix, AZ, 85015-6105
M-Th 9a-5pF 9a-5p