Latham, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
7,389
Net Worth Ratio
12.02%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$119.8M
Total Shares
$105.3M
Total Loans
$92.0M
Net Worth Ratio
12.02%
≥7% = Well Capitalized
Members
7,389
Delinquency Rate (60d+)
0.58%
$534K
Loan-to-share ratio: 87.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 59 | 41 | 13 | 69.5% | 22.0% |
| 2023 | 414 | 234 | 102 | 56.5% | 24.6% |
| 2022 | 72 | 48 | 14 | 66.7% | 19.4% |
No CFPB complaint data available for this credit union.
Latham Office
20 Wade Rd, Latham, NY, 12110-3520
Mon. & Tue. 8:30-4:30 Wed. 9:30-4:30 Thur. and Fri 8:30-6:00 Sat. 9:00-12:00
North Greenbush
631 Bloomingrove Dr, Rensselaer, NY, 12144
Monday, Tuesday, Thursday: 8:30 a.m. to 4:30 p.m. Wednesday: 9:30 a.m. to 4:30 p.m. Thursday and Friday: 8:30 a.m. to 5:00 p.m. Saturday: 9:00 a.m. to noon
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<a href="https://bankscorer.com/credit-union/community-resource" target="_blank" rel="noopener">View COMMUNITY RESOURCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.