COMMUNITY RESOURCE
Latham, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
7,389
Net Worth Ratio
12.02%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$119.8M
Peer Group 5
Members
7,389
as of latest quarter
Net Worth Ratio
12.02%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$119.8M
Total Shares
$105.3M
Total Loans
$92.0M
Net Worth Ratio
12.02%
≥7% = Well Capitalized
Members
7,389
Delinquency Rate (60d+)
0.58%
$534K
Loan-to-share ratio: 87.3%· healthy range 60–80%
Branch Locations
NCUALatham Office
20 Wade Rd, Latham, NY, 12110-3520
Mon. & Tue. 8:30-4:30 Wed. 9:30-4:30 Thur. and Fri 8:30-6:00 Sat. 9:00-12:00
North Greenbush
631 Bloomingrove Dr, Rensselaer, NY, 12144
Monday, Tuesday, Thursday: 8:30 a.m. to 4:30 p.m. Wednesday: 9:30 a.m. to 4:30 p.m. Thursday and Friday: 8:30 a.m. to 5:00 p.m. Saturday: 9:00 a.m. to noon
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/community-resource" target="_blank" rel="noopener">View COMMUNITY RESOURCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.