COMMUNITY 1ST
Miles City, MT · Federal Credit Union · Chartered in MT
Who can join
Employer / occupational group
Members
3,924
Net Worth Ratio
10.79%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$44.1M
Peer Group 3
Members
3,924
as of latest quarter
Net Worth Ratio
10.79%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$44.1M
Total Shares
$38.7M
Total Loans
$33.0M
Net Income
$119K
Net Worth Ratio
10.79%
≥7% = Well Capitalized
Members
3,924
Return on Assets
0.27%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.99%
$327K
Loan-to-share ratio: 85.3%· healthy range 60–80%
Branch Locations
NCUAMain Office
2905 Main St, Miles City, MT, 59301
9:00 am - 4:00 pm Monday-Friday
Ekalaka Branch
104 S Main St, Ekalaka, MT, 59324
9:00 am - 4:00 pm
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,518 | 1,141 | 137 | 75.2% | 9.0% |
| 2022 | 1,547 | 1,110 | 134 | 71.8% | 8.7% |
| 2021 | 1,458 | 921 | 152 | 63.2% | 10.4% |
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/community-1st" target="_blank" rel="noopener">View COMMUNITY 1ST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.