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CLIFTON NJ POSTAL EMPLOYEES

Clifton, NJ · Federal Credit Union · Chartered in NJ

LICUWell Capitalized

Who can join

Federal government employees

Charter #277Est. 1935RSSD: 560670

Members

244

Net Worth Ratio

52.06%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.1M

Peer Group 2

Members

244

as of latest quarter

Net Worth Ratio

52.06%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2033, Clifton, NJ 07015

Chartered

1935

Branch Locations

2 locations

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.1M

Total Shares

$1.2M

Total Loans

$398K

Net Worth Ratio

52.06%

≥7% = Well Capitalized

Members

244

Delinquency Rate (60d+)

0.41%

$2K

Loan-to-share ratio: 34.4%· healthy range 60–80%

Branch Locations

NCUA

Main

811 Paulison Ave, Clifton, NJ, 07011

4:30 - 6:00 p.m.

Main

Compusource systems inc

110 John Muir Dr, Amherst, NY, 14228-1148

24/7

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.