CLEARWATER
Missoula, MT · Federal Credit Union · Chartered in MT
Who can join
Community / multiple bond
Members
67,211
Net Worth Ratio
12.65%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.15B
Peer Group 6
Members
67,211
as of latest quarter
Net Worth Ratio
12.65%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.15B
Total Shares
$937.9M
Total Loans
$849.0M
Net Worth Ratio
12.65%
≥7% = Well Capitalized
Members
67,211
Delinquency Rate (60d+)
0.35%
$3.0M
Loan-to-share ratio: 90.5%· healthy range 60–80%
Branch Locations
NCUAClearwater - SS
3600 Brooks St, Missoula, MT, 59801
Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p
Clearwater - DT
126 W Spruce St, Missoula, MT, 59802
Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Drive Mon - Fri 7:30a - 6:00p
Clearwater - UM
First Level University Ctr, Missoula, MT, 59812-0001
Mon - Fri 9:00a - 5:00p
Clearwater - RUS
1775 S Russell St, Missoula, MT, 59801
Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Drive Mon - Fri 7:30a - 6:00p Sat 9:00a - 1:00p
Clearwater - SV
107 Main St, Stevensville, MT, 59870
Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Drive Mon - Fri 8:00a - 5:30p
Clearwater - SS Retail
2237 34th st, Missoula, MT, 59801
LobbyMon - Thur 9:00a - 4:30pFri 9:00a - 5:00pDriveMon - Fri 7:30a - 6:00p
Clearwater - Butte Main
200 N Main St, Butte, MT, 59701
Lobby - Mon-Fri 9AM - 5PM Drive - Mon-Fri 7:30AM - 6PM Sat 9AM - 1PM
Clearwater - Bozeman Downtown
5 W Mendenhall St, Bozeman, MT, 59715
M-F 9:00AM - 5:00PM
Clearwater - Great Falls 5th Ave
111 5th St N, Great Falls, MT, 59401-2529
M-F 9AM-12PM & 1PM-5PM
Clearwater - RS
2610 N Reserve St, Missoula, MT, 59808
Lobby Mon - Thur 9:00a - 4:30p Fri 9:00a - 5:00p Sat 9:00a - 1:00p Drive Mon - Fri 7:30a - 6:00p Sat 9:00a - 1:00p
1 more location not shown.
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 345 | 235 | 49 | 68.1% | 14.2% |
| 2022 | 419 | 318 | 48 | 75.9% | 11.5% |
| 2021 | 675 | 536 | 52 | 79.4% | 7.7% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/clearwater" target="_blank" rel="noopener">View CLEARWATER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.