CITY OF BOSTON
South Boston, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
31,228
Net Worth Ratio
8.96%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$546.2M
Peer Group 6
Members
31,228
as of latest quarter
Net Worth Ratio
8.96%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$546.2M
Total Shares
$468.8M
Total Loans
$377.0M
Net Income
$630K
Net Worth Ratio
8.96%
≥7% = Well Capitalized
Members
31,228
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.07%
$4.0M
Loan-to-share ratio: 80.4%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
455 W Broadway, South Boston, MA, 02127-2218
8:30 - 5PM
CITY HALL
CITY HALL, BOSTON, MA, 02201
9AM-5PMWalk-up ATM located on lower level of City Hall during building hours
DORCHESTER
1010 William T MORRISSEY BLVD, DORCHESTER, MA, 02122-3153
Monday - Friday 8:00AM-5:00PMSaturday 8:00AM-NoonWalk-Up ATM available 24 Hours
WEST ROXBURY
77 SPRING ST, WEST ROXBURY, MA, 02132-4302
9AM-5PMWalk-Up ATM available 24 Hours
CANTON
305 Turnpike St, Canton, MA, 02021-2715
Branch Hours:Monday-Friday: 8:00 am to 5:00 pmSaturday: 8:00 am to NoonDrive-Up Hours:Mon., Tues., Wed. & Fir.: 8:00am to 5:00pmThursday: 8:00am to 7:00pmSaturday: 8:00am to NoonDrive-Up ATM available 24 hours
SOUTH BOSTON
130 W Broadway, South Boston, MA, 02127-1018
Mon. Tues, Wed. & Fri. 8:00AM to 5:00PMThursday 8:00AM to 6:00PMSaturday 8:00AM to NoonWalk-Up ATM 24 Hours
NORTHEASTERN UNIVERSITY
2 Westland Ave, Boston, MA, 02115-3902
Mon - Fri 8:00AM - 2:00PM; by appointment 2:00PM-3:00PMSaturday 8:00AM-NOON
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/city-of-boston" target="_blank" rel="noopener">View CITY OF BOSTON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.