South Boston, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
31,228
Net Worth Ratio
8.96%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$546.2M
Total Shares
$468.8M
Total Loans
$377.0M
Net Income
$630K
Net Worth Ratio
8.96%
≥7% = Well Capitalized
Members
31,228
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.07%
$4.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 131 | 99 | 11 | 75.6% | 8.4% |
| 2022 | 220 | 216 | 2 | 98.2% | 0.9% |
| 2021 | 229 | 211 | 4 | 92.1% | 1.8% |
No CFPB complaint data available for this credit union.
Headquarters
455 W Broadway, South Boston, MA, 02127-2218
8:30 - 5PM
CITY HALL
CITY HALL, BOSTON, MA, 02201
9AM-5PMWalk-up ATM located on lower level of City Hall during building hours
DORCHESTER
1010 William T MORRISSEY BLVD, DORCHESTER, MA, 02122-3153
Monday - Friday 8:00AM-5:00PMSaturday 8:00AM-NoonWalk-Up ATM available 24 Hours
WEST ROXBURY
77 SPRING ST, WEST ROXBURY, MA, 02132-4302
9AM-5PMWalk-Up ATM available 24 Hours
CANTON
305 Turnpike St, Canton, MA, 02021-2715
Branch Hours:Monday-Friday: 8:00 am to 5:00 pmSaturday: 8:00 am to NoonDrive-Up Hours:Mon., Tues., Wed. & Fir.: 8:00am to 5:00pmThursday: 8:00am to 7:00pmSaturday: 8:00am to NoonDrive-Up ATM available 24 hours
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<a href="https://bankscorer.com/credit-union/city-of-boston" target="_blank" rel="noopener">View CITY OF BOSTON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 80.4%· healthy range 60–80%
SOUTH BOSTON
130 W Broadway, South Boston, MA, 02127-1018
Mon. Tues, Wed. & Fri. 8:00AM to 5:00PMThursday 8:00AM to 6:00PMSaturday 8:00AM to NoonWalk-Up ATM 24 Hours
NORTHEASTERN UNIVERSITY
2 Westland Ave, Boston, MA, 02115-3902
Mon - Fri 8:00AM - 2:00PM; by appointment 2:00PM-3:00PMSaturday 8:00AM-NOON