Shrewsbury, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
39,109
Net Worth Ratio
9.45%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$882.7M
Total Shares
$735.3M
Total Loans
$701.3M
Net Worth Ratio
9.45%
≥7% = Well Capitalized
Members
39,109
Delinquency Rate (60d+)
0.35%
$2.4M
Loan-to-share ratio: 95.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 810 | 536 | 130 | 66.2% | 16.1% |
| 2022 | 1,042 | 734 | 106 | 70.4% | 10.2% |
| 2021 | 525 | 370 | 50 | 70.5% | 9.5% |
No CFPB complaint data available for this credit union.
Central One Federal Credit Union
714 Main St, Shrewsbury, MA, 01545
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Northborough-148 Main St.
148 Main St, Northborough, MA, 01532
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Auburn
63 Southbridge St, Auburn, MA, 01501
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Westborough
40 South St, Westborough, MA, 01581
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Southgate
30 Julio Dr, Shrewsbury, MA, 01545
T 9-1
Shrewbury High School
64 Holden St, Shrewsbury, MA, 01545
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/central-one" target="_blank" rel="noopener">View CENTRAL ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
11:30 - 1 School Days Only
Westborough High School
90 W Main St, Westborough, MA, 01581-2535
M-F 11:30AM to 1:00PM
St. Vincent Hosptial
123 Summer St Ste 510, Worcester, MA, 01608-1216
M, Th, Fr 7-3:30 Tues, Weds 7:30-3:30
Milford
82 Prospect St, Milford, MA, 01757
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM