Woodbridge, NJ · Federal Credit Union · Chartered in NJ
Who can join
Occupational / select employee group
Members
5,939
Net Worth Ratio
10.29%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$94.4M
Total Shares
$83.4M
Total Loans
$43.6M
Net Worth Ratio
10.29%
≥7% = Well Capitalized
Members
5,939
Delinquency Rate (60d+)
0.65%
$282K
Loan-to-share ratio: 52.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 58 | 44 | 8 | 75.9% | 13.8% |
| 2022 | 87 | 70 | 14 | 80.5% | 16.1% |
No CFPB complaint data available for this credit union.
MAIN ST
34 Main Street, Woodbridge, NJ, 07095
MON-FRI 9 AM TO 5 PM THURS 9 AM TO 6 PM SAT 9 AM TO 12 PM
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<a href="https://bankscorer.com/credit-union/central-jersey" target="_blank" rel="noopener">View CENTRAL JERSEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.