CAROLINA TRUST
Myrtle Beach, SC · Federal Credit Union · Chartered in SC
Who can join
Employer / occupational group
Members
40,399
Net Worth Ratio
9.87%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$419.6M
Peer Group 5
Members
40,399
as of latest quarter
Net Worth Ratio
9.87%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$419.6M
Total Shares
$374.6M
Total Loans
$311.8M
Net Worth Ratio
9.87%
≥7% = Well Capitalized
Members
40,399
Delinquency Rate (60d+)
0.60%
$1.9M
Loan-to-share ratio: 83.3%· healthy range 60–80%
Branch Locations
NCUACarolina Trust Federal Credit Union
1010 21st Ave N, Myrtle Beach, SC, 29577-7485
Monday thru Friday 8:30 a.m - 5:00 p.m.
Lake City Branch
133 W Main St, Lake City, SC, 29560-2425
Monday thru Friday 8:30 a.m. - 5:00 p.m.
Conway Branch
2518 Main St, Conway, SC, 29526-3365
8:30 a.m to 5:00 p.m. Monday-Friday
Surfside Branch
1610 Highway 17 S Ste C, Surfside Beach, SC, 29575-6082
Monday thru Friday 8:30 a.m. - 5:00 p.m.
Holmestown Road Branch
4254 Holmestown Rd, Myrtle Beach, SC, 29588-7839
Monday thru Friday 8:30 a.m. - 5:00 p.m.
Little River Branch
1602 Highway 17, Little River, SC, 29566
8:30 am - 5:00 pm Monday-Friday
Johnsonville Branch
422 N Georgetown Hwy, Johnsonville, SC, 29555
Monday thru Friday 8:30 a.m. - 5:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/carolina-trust" target="_blank" rel="noopener">View CAROLINA TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.