Myrtle Beach, SC · Federal Credit Union · Chartered in SC
Who can join
Employer / occupational group
Members
40,399
Net Worth Ratio
9.87%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$419.6M
Total Shares
$374.6M
Total Loans
$311.8M
Net Worth Ratio
9.87%
≥7% = Well Capitalized
Members
40,399
Delinquency Rate (60d+)
0.60%
$1.9M
Loan-to-share ratio: 83.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 258 | 103 | 137 | 39.9% | 53.1% |
| 2022 | 302 | 101 | 165 | 33.4% | 54.6% |
| 2021 | 433 | 146 | 259 | 33.7% | 59.8% |
No CFPB complaint data available for this credit union.
Carolina Trust Federal Credit Union
1010 21st Ave N, Myrtle Beach, SC, 29577-7485
Monday thru Friday 8:30 a.m - 5:00 p.m.
Lake City Branch
133 W Main St, Lake City, SC, 29560-2425
Monday thru Friday 8:30 a.m. - 5:00 p.m.
Conway Branch
2518 Main St, Conway, SC, 29526-3365
8:30 a.m to 5:00 p.m. Monday-Friday
Surfside Branch
1610 Highway 17 S Ste C, Surfside Beach, SC, 29575-6082
Monday thru Friday 8:30 a.m. - 5:00 p.m.
Holmestown Road Branch
4254 Holmestown Rd, Myrtle Beach, SC, 29588-7839
Monday thru Friday 8:30 a.m. - 5:00 p.m.
Little River Branch
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<a href="https://bankscorer.com/credit-union/carolina-trust" target="_blank" rel="noopener">View CAROLINA TRUST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
1602 Highway 17, Little River, SC, 29566
8:30 am - 5:00 pm Monday-Friday
Johnsonville Branch
422 N Georgetown Hwy, Johnsonville, SC, 29555
Monday thru Friday 8:30 a.m. - 5:00 p.m.