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CAMBRIDGE MUNICIPAL EMPLOYEES

Cambridge, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Federal government employees

Charter #3056Est. 1939RSSD: 1002672

Members

1,292

Net Worth Ratio

24.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$10.4M

Peer Group 3

Members

1,292

as of latest quarter

Net Worth Ratio

24.04%

Well Capitalized

Institution Profile

NCUA

Address

795 Massachusetts Ave., City Hall, Cambridge, MA 02139-3201

Chartered

1939

Branch Locations

3 locations

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$10.4M

Total Shares

$7.9M

Total Loans

$3.1M

Net Income

$48K

Net Worth Ratio

24.04%

≥7% = Well Capitalized

Members

1,292

Return on Assets

0.46%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.05%

$2K

Loan-to-share ratio: 39.3%· healthy range 60–80%

Branch Locations

NCUA

Cambridge Municipal Employees Federal Credit Union

795 Massachusetts Ave, Cambridge, MA, 02139-3201

Monday through Thursday 8:30 to 4:00. Friday 8:30 to 12:00.

Main

Compusource Systems, Inc.

110 John Muir Dr, Amherst, NY, 14228-1148

Monday - Friday 8:00 to 5:00

Iron Mountain

96 High St, North Billerica, MA, 01862-1614

Monday through Friday 8:00 to 5:00

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.