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BITTERROOT COMMUNITY

Darby, MT · Federal Credit Union · Chartered in MT

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #18964Est. 1968RSSD: 43481

Members

2,168

Net Worth Ratio

8.58%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$18.6M

Peer Group 3

Members

2,168

as of latest quarter

Net Worth Ratio

8.58%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 467, Darby, MT 59829

Chartered

1968

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$18.6M

Total Shares

$17.0M

Total Loans

$7.9M

Net Income

$39K

Net Worth Ratio

8.58%

≥7% = Well Capitalized

Members

2,168

Return on Assets

0.21%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.49%

$39K

Loan-to-share ratio: 46.7%· healthy range 60–80%

Branch Locations

NCUA

Main Office

PO Box 467, Darby, MT, 59829

M-F 8 am - 5:30 pm

MainDrive-thru

Bitterroot Community FCU - Hamilton Branch

706 S 1st St, Hamilton, MT, 59840-3014

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.