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BILLERICA MUNICIPAL EMPLOYEES

Billerica, MA · State Credit Union · Chartered in MA

Well Capitalized

Who can join

State government employees (special charter)

Charter #66336Est. 1971RSSD: 1019326

Members

1,258

Net Worth Ratio

17.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$23.8M

Peer Group 3

Members

1,258

as of latest quarter

Net Worth Ratio

17.34%

Well Capitalized

Institution Profile

NCUA

Address

365 Boston Rd, Billerica, MA 01821

Chartered

1971

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$23.8M

Total Shares

$19.7M

Total Loans

$6.4M

Net Income

$49K

Net Worth Ratio

17.34%

≥7% = Well Capitalized

Members

1,258

Return on Assets

0.21%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.07%

$4K

Loan-to-share ratio: 32.5%· healthy range 60–80%

Branch Locations

NCUA

Member Services

365 Boston Rd, Billerica, MA, 01821

9:00 AM-4:00PM

Main

Main Office

365 boston rd, billerica, MA, 01821

monday-friday 9am to 4pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.