Athol, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
6,279
Net Worth Ratio
8.98%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$97.3M
Total Shares
$77.5M
Total Loans
$85.9M
Net Income
$-99,108
Net Worth Ratio
8.98%
≥7% = Well Capitalized
Members
6,279
Return on Assets
-0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.50%
$432K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 31 | 23 | 2 | 74.2% | 6.5% |
| 2022 | 55 | 44 | 2 | 80.0% | 3.6% |
| 2021 | 118 | 93 | 2 | 78.8% | 1.7% |
No CFPB complaint data available for this credit union.
Main Office
513 Main St, Athol, MA, 01331-1825
M, T, W, F 830 a.m. - 430 p.m. Th 830 a.m. - 6 p.m. S 9 a.m. - 12 p.m.
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<a href="https://bankscorer.com/credit-union/athol" target="_blank" rel="noopener">View ATHOL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 110.8%· healthy range 60–80%