🏦Bank Scorer

ARSENAL

Arnold, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

Type 99

Charter #67195Est. 1948RSSD: 4893

Members

29,837

Net Worth Ratio

8.53%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$395.1M

Peer Group 5

Members

29,837

as of latest quarter

Net Worth Ratio

8.53%

Well Capitalized

Institution Profile

NCUA

Address

3780 Vogel Rd, Arnold, MO 63010

Chartered

1948

Branch Locations

4 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$395.1M

Total Shares

$361.5M

Total Loans

$290.1M

Net Income

$442K

Net Worth Ratio

8.53%

≥7% = Well Capitalized

Members

29,837

Return on Assets

0.11%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.16%

$3.4M

Loan-to-share ratio: 80.2%· healthy range 60–80%

Branch Locations

NCUA

Arnold Branch

3780 Vogel Rd, Arnold, MO, 63010

Lobby Hours- Mon-Friday 9:00 am - 6:00 pm Drive Thru Hours- Mon-Friday 8:00 am - 6:00 pm Lobby Hours- Saturday - 9:00 am- 2:00

MainDrive-thru

Watson Branch

8651 Watson Rd, Saint Louis, MO, 63119

Lobby - Monday-Friday 9:00 am- 6:00 pm Drive Thru- Monday - Friday 8:00 am- 6:00 pm Lobby - Saturday 9:00 am- 2:00 pm Drive T

Drive-thru

North Branch

14305 New Halls Ferry Rd, Florissant, MO, 63033-1600

Lobby Hours - Monday-Thursday 9:00 am- 6:00 pm Lobby Hours - Friday 9:00 am - 6:00 pm Drive Thru Hours- Mon-Friday 8:00 am - 6:00 pm Lobby Hours - Saturday 9:00 am - 2:00 p

Drive-thru

Swansea Branch

4384 N Illinois St, Swansea, IL, 62226

Lobby Monday-Thursday 9:00am-5:00pmLobby Friday 9:00am-6:00pmLobby Saturday 9:00am-12:00pmDrive-Up Monday-Thursday 9:00am-5:00pmDrive Up Friday 9:00am-6:00pmDrive-Up Saturday 9:00am-12:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.