Arnold, MO · State Credit Union · Chartered in MO
Who can join
State government employees (special charter)
Members
29,837
Net Worth Ratio
8.53%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$395.1M
Total Shares
$361.5M
Total Loans
$290.1M
Net Income
$442K
Net Worth Ratio
8.53%
≥7% = Well Capitalized
Members
29,837
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.16%
$3.4M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 152 | 127 | 17 | 83.5% | 11.2% |
| 2022 | 98 | 78 | 10 | 79.6% | 10.2% |
| 2021 | 69 | 60 | 6 | 87.0% | 8.7% |
No CFPB complaint data available for this credit union.
Arnold Branch
3780 Vogel Rd, Arnold, MO, 63010
Lobby Hours- Mon-Friday 9:00 am - 6:00 pm Drive Thru Hours- Mon-Friday 8:00 am - 6:00 pm Lobby Hours- Saturday - 9:00 am- 2:00
Watson Branch
8651 Watson Rd, Saint Louis, MO, 63119
Lobby - Monday-Friday 9:00 am- 6:00 pm Drive Thru- Monday - Friday 8:00 am- 6:00 pm Lobby - Saturday 9:00 am- 2:00 pm Drive T
North Branch
14305 New Halls Ferry Rd, Florissant, MO, 63033-1600
Lobby Hours - Monday-Thursday 9:00 am- 6:00 pm Lobby Hours - Friday 9:00 am - 6:00 pm Drive Thru Hours- Mon-Friday 8:00 am - 6:00 pm Lobby Hours - Saturday 9:00 am - 2:00 p
Swansea Branch
4384 N Illinois St, Swansea, IL, 62226
Lobby Monday-Thursday 9:00am-5:00pmLobby Friday 9:00am-6:00pmLobby Saturday 9:00am-12:00pmDrive-Up Monday-Thursday 9:00am-5:00pmDrive Up Friday 9:00am-6:00pmDrive-Up Saturday 9:00am-12:00pm
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<a href="https://bankscorer.com/credit-union/arsenal" target="_blank" rel="noopener">View ARSENAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 80.2%· healthy range 60–80%