🏦Bank Scorer

ARIZONA CENTRAL

Phoenix, AZ · State Credit Union · Chartered in AZ

Well Capitalized

Who can join

State government employees (special charter)

Charter #62881Est. 1939RSSD: 766995

Members

46,768

Net Worth Ratio

8.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$733.7M

Peer Group 6

Members

46,768

as of latest quarter

Net Worth Ratio

8.62%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 11650, Phoenix, AZ 85061

Chartered

1939

Branch Locations

11 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$733.7M

Total Shares

$649.4M

Total Loans

$604.1M

Net Worth Ratio

8.62%

≥7% = Well Capitalized

Members

46,768

Delinquency Rate (60d+)

0.52%

$3.1M

Loan-to-share ratio: 93.0%· healthy range 60–80%

Branch Locations

NCUA

2020 Corporate Offices

2020 N Central Ave Ste 200, Phoenix, AZ, 85004

9:00 AM to 5:30 PM M,T,T,FW: 10AM-5:30PMSolution Center and Lending teams availble by phone Saturday 10 AM-2PM

MainATM

Iron Mountain

16602 N 25th Ave, Phoenix, AZ, 85023

24/7 Availability - Vital Records Center

FLAGSTAFF #4

2521 N West St, FLAGSTAFF, AZ, 86004

M,T,TH,F9AM-5:30PM WED 10AM-5:30PM

ATMDrive-thru

CHANDLER #5

1805 W Chandler Blvd, CHANDLER, AZ, 85224

M,T,TH,F9AM-5:30PMWED 10AM-5:30PM

ATMDrive-thru

BELL #6

6901 W Bell Rd, GLENDALE, AZ, 85308

M,T,TH,F9AM-5:30PM WED 10AM-5:30PM

ATMDrive-thru

INA #7

2150 W INA RD, TUCSON, AZ, 85741

M,T,TH,F 9AM-5:30PM WED 10AM-5:30PM

ATMDrive-thru

GLENDALE #9

5552 W GLENDALE AVE, GLENDALE, AZ, 85301

M,T,TH,F9AM-5:30PM WED 10AM-5:30PM

ATMDrive-thru

WOODLANDS #10

1948 S Woodlands Village Blvd, FLAGSTAFF, AZ, 86001

M,T,TH,F9AM-5:30PM WED 10AM-5:30AM

ATMDrive-thru

SHOWLOW #16

4451 S WHITE MOUNTAIN RD, SHOW LOW, AZ, 85901-7711

M,T,TH,F 9AM-5:30PM WED 10AM-5:30PM

ATMDrive-thru

2020 BRANCH #1

2020 N CENTRAL AVE STE 100, PHOENIX, AZ, 85004

M,T,TH, F 9 AM-5:30 PM WED 10:00 AM-5:30 PM

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.