Ithaca, NY · Federal Credit Union · Chartered in NY
Who can join
Multiple / other
Members
12,263
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$162.0M
Total Shares
$145.1M
Total Loans
$92.8M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
12,263
Delinquency Rate (60d+)
2.93%
$2.7M
Loan-to-share ratio: 63.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 74 | 62 | 5 | 83.8% | 6.8% |
| 2022 | 38 | 38 | 0 | 100.0% | 0.0% |
| 2021 | 43 | 43 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Alternatives Federal Credit Union
125 N Fulton St, Ithaca, NY, 14850-3301
Monday-Friday, 9:00am - 6:00pm Saturday, 10:00am - 1:00pm
Alternatives Federal Credit Union
1275 Lexington Ave, Rochester, NY, 14606
M T Th F 9-5 W 9-3
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<a href="https://bankscorer.com/credit-union/alternatives" target="_blank" rel="noopener">View ALTERNATIVES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.