Chicopee, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
12,757
Net Worth Ratio
8.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$187.9M
Total Shares
$150.2M
Total Loans
$144.9M
Net Worth Ratio
8.99%
≥7% = Well Capitalized
Members
12,757
Delinquency Rate (60d+)
0.64%
$924K
Loan-to-share ratio: 96.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 152 | 110 | 25 | 72.4% | 16.4% |
| 2022 | 177 | 132 | 21 | 74.6% | 11.9% |
| 2021 | 247 | 186 | 29 | 75.3% | 11.7% |
No CFPB complaint data available for this credit union.
Main Office
710 Grattan St, Chicopee, MA, 01020-1255
Mon. - Wed. 9:00 AM - 4:00 PM Thurs. 9:00 AM - 6:00 PM Fri. 9:00 AM - 5:00PM Sat. 9:00 AM - 12:00 PM
Administrative Office
688 Grattan St, Chicopee, MA, 01020-1255
Closed to the public. No stated office hours.
Iron Mountain
1101 Enterprise Dr, Royersford, PA, 19468-4201
Mon. - Fri. 9:00 AM - 5:00 PM
COCC Co-Location Site
135 Darling Dr, Avon, CT, 06001-4218
Restricted access - not open to the public
Belchertown
175 State St, Belchertown, MA, 01007-9033
8am-5pm
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<a href="https://bankscorer.com/credit-union/alden" target="_blank" rel="noopener">View ALDEN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.