Rochester, NY · Federal Credit Union · Chartered in NY
Who can join
Occupational / select employee group
Members
34,494
Net Worth Ratio
10.22%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$481.7M
Total Shares
$366.7M
Total Loans
$345.0M
Net Income
$310K
Net Worth Ratio
10.22%
≥7% = Well Capitalized
Members
34,494
Return on Assets
0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$942K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 82 | 77 | 1 | 93.9% | 1.2% |
| 2023 | 753 | 429 | 242 | 57.0% | 32.1% |
| 2022 | 107 | 103 | 0 | 96.3% | 0.0% |
No CFPB complaint data available for this credit union.
Metro Park
70 Metro Park, Rochester, NY, 14623
Mon-Fri 8am-5pm
Gates
1975 Buffalo Rd, Rochester, NY, 14624
Mon-Thurs 9am-4:30pm Fri 9am-6pm Sat 9am-1pm
Mt Hope
1625 Mount Hope Ave, Rochester, NY, 14620
Monday-Thursday 9am-4:30pm Friday 9am-6pm Saturday 9am-1pm
Rochester General Hospital
1445 Portland Ave, Rochester, NY, 14621
Monday-Thursday 9am-4:30pm Friday 6:30am-8pm
RIT
38 Lomb Memorial Dr, Rochester, NY, 14623
Monday through Friday 8:30am to 4pm
Penfield
2515 Browncroft Blvd, Rochester, NY, 14625
Mon-Thurs 9am-4:30pmFri 9am-6pmSat 9am - 1pm
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<a href="https://bankscorer.com/credit-union/advantage" target="_blank" rel="noopener">View ADVANTAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 94.1%· healthy range 60–80%
Broad Street
225 W Broad St, Rochester, NY, 14608
Mon-Thur 9am-4:30pm Fri 9am-6pm Sat 9am-1pm
U of R
260 Crittenden Blvd, Rochester, NY, 14642-0002
Monday - Friday 9am - 5pm