ADVANTAGE
Rochester, NY · Federal Credit Union · Chartered in NY
Who can join
Occupational / select employee group
Members
34,494
Net Worth Ratio
10.22%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$481.7M
Peer Group 5
Members
34,494
as of latest quarter
Net Worth Ratio
10.22%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$481.7M
Total Shares
$366.7M
Total Loans
$345.0M
Net Income
$310K
Net Worth Ratio
10.22%
≥7% = Well Capitalized
Members
34,494
Return on Assets
0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$942K
Loan-to-share ratio: 94.1%· healthy range 60–80%
Branch Locations
NCUAMetro Park
70 Metro Park, Rochester, NY, 14623
Mon-Fri 8am-5pm
Gates
1975 Buffalo Rd, Rochester, NY, 14624
Mon-Thurs 9am-4:30pm Fri 9am-6pm Sat 9am-1pm
Mt Hope
1625 Mount Hope Ave, Rochester, NY, 14620
Monday-Thursday 9am-4:30pm Friday 9am-6pm Saturday 9am-1pm
Rochester General Hospital
1445 Portland Ave, Rochester, NY, 14621
Monday-Thursday 9am-4:30pm Friday 6:30am-8pm
RIT
38 Lomb Memorial Dr, Rochester, NY, 14623
Monday through Friday 8:30am to 4pm
Penfield
2515 Browncroft Blvd, Rochester, NY, 14625
Mon-Thurs 9am-4:30pmFri 9am-6pmSat 9am - 1pm
Broad Street
225 W Broad St, Rochester, NY, 14608
Mon-Thur 9am-4:30pm Fri 9am-6pm Sat 9am-1pm
U of R
260 Crittenden Blvd, Rochester, NY, 14642-0002
Monday - Friday 9am - 5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/advantage" target="_blank" rel="noopener">View ADVANTAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.