ACCESS
Clinton, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
23,162
Net Worth Ratio
9.15%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$317.0M
Peer Group 5
Members
23,162
as of latest quarter
Net Worth Ratio
9.15%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$317.0M
Total Shares
$286.0M
Total Loans
$152.4M
Net Income
$1.1M
Net Worth Ratio
9.15%
≥7% = Well Capitalized
Members
23,162
Return on Assets
0.34%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$207K
Loan-to-share ratio: 53.3%· healthy range 60–80%
Branch Locations
NCUAClinton Office
6 Franklin Ave, Clinton, NY, 13323
8-5
Sherrill Office
390 W Seneca St, Sherrill, NY, 13461
8:30-5:00
Camden Office
74 Main St, Camden, NY, 13316
8:30-5:00
Oneida Office
2094 Glenwood Shopping Plz, Oneida, NY, 13421-2715
9-5
Rome Office
230 S James St, Rome, NY, 13440
9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/access" target="_blank" rel="noopener">View ACCESS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.