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1ST LIBERTY

Great Falls, MT · Federal Credit Union · Chartered in MT

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #10375Est. 1955RSSD: 174581

Members

14,437

Net Worth Ratio

14.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$217.5M

Peer Group 5

Members

14,437

as of latest quarter

Net Worth Ratio

14.04%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 5002, Great Falls, MT 59403

Chartered

1955

Branch Locations

7 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$217.5M

Total Shares

$186.2M

Total Loans

$88.0M

Net Worth Ratio

14.04%

≥7% = Well Capitalized

Members

14,437

Delinquency Rate (60d+)

0.24%

$212K

Loan-to-share ratio: 47.3%· healthy range 60–80%

Branch Locations

NCUA

Robert H Scott Branch

6200 3rd Ave N, Great Falls, MT, 59405-1528

Office 9:00AM to 5:00PM Drive-up 8:00AM to 5:00PM

MainATMDrive-thru

Malmstrom AFB Branch

228 75th St N Bldg 1082, Malmstrom AFB, MT, 59402-7501

Mon. thru Fri. Walk-in: 9 a.m. to 1 p.m.

10th Avenue South Branch

505 10th Ave S, Great Falls, MT, 59405-4046

Mon. thru Fri : Walk-in 9 a.m. to 5 p.m. Drive Thru: 8:00 a.m. to 5:30 p.m. Sat.: Drive Thru: 9:00 a.m to 1:00pm

ATMDrive-thru

Riverview Branch

401 Smelter Ave NE, Great Falls, MT, 59404-1927

Mon. thru Fri.: Walk-in: 9 a.m. to 5 p.m. Drive Thru: 8:00 a.m. to 5:30 p.m. Sat.: Drive Thru: 9 a.m. to 1

ATMDrive-thru

Cut Bank

310 W Main St, Cut Bank, MT, 59427-2831

Mon. to Thurs.: Walk-in 9 a.m. to 5 p.m. Drive Thru 9 a.m. to 5 p.m. Friday: Walk-in 9 a.m. to 5:30 p

ATMDrive-thru

Conrad

202 S Main St, Conrad, MT, 59425-2014

Mon. thru Fri.: Walk-in: 9 a.m. to 5 p.m. Drive-thru: 9 a.m. to 5 p.m.

ATMDrive-thru

Shelby Branch

121 1st Ave SE, Shelby, MT, 59474

Mon- Fri: 9:00 am to 5 pm

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
20234127765.8%17.1%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.