1ST BERGEN
Hackensack, NJ · Federal Credit Union · Chartered in NJ
Who can join
Employer / occupational group
Members
1,714
Net Worth Ratio
27.18%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$11.3M
Peer Group 3
Members
1,714
as of latest quarter
Net Worth Ratio
27.18%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$11.3M
Total Shares
$7.4M
Total Loans
$5.7M
Net Income
$23K
Net Worth Ratio
27.18%
≥7% = Well Capitalized
Members
1,714
Return on Assets
0.20%
annualized · >0.5% healthy
Delinquency Rate (60d+)
3.63%
$207K
Loan-to-share ratio: 77.2%· healthy range 60–80%
Branch Locations
NCUACorporate
392 Main St, Hackensack, NJ, 07601-5805
M,T,W,F: 9AM-4PM EST TH 9AM-6PM EST
Main Branch/Office
392 Main St, Hackensack, NJ, 07601-5805
Monday, Tuesday & Wednesday: 9am - 4pm EST Thursday & Friday: 9am - 6pm
Ocean County
40 Washington St, Toms River, NJ, 08753-7669
T TR 9am-4pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1st-bergen" target="_blank" rel="noopener">View 1ST BERGEN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.