PEOPLES FINL SERVICES CORP is the bank holding company. PEOPLES SECURITY BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

PEOPLES FINL SERVICES CORP

Legal name: PEOPLES FINANCIAL SERVICES CORP.

1 active bank · $5.4B combined assets

RSSD ID: 1139541 (FFIEC NIC)

Combined Assets

$5.4B

CRA Rating Summary

Satisfactory1charter

Across all 4 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPEOPLES SECURITY BANK AND TRUST COMPANYDUNMORE, PASatisfactory$5.4BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$5.4B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$4.4B

Net Income

$16M

ROA (avg)

1.21%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

1,158

Origination Rate

68.39%

Denial Rate

20.73%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PEOPLES SECURITY BANK AND TRUST COMPANY	DUNMORE, PA	FDIC	$5.4B	100.0%	Satisfactory	Jan 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.