Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.4B
Total Deposits
$4.4B
Net Loans
$4.2B
Net Income
$16M
ROA
1.21%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.75%
Risk-Based Capital
13.89%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,158 | 68.39% | 20.73% |
| 2023 | 823 | 70.47% | 17.62% |
| 2022 | 1,105 | 76.29% | 11.76% |
| 2021 | 1,218 | 75.21% | 12.48% |
| 2020 | 1,184 | 67.15% | 14.10% |
| 2019 | 1,027 | 71.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Large Bank |
| Mar 2021 | Satisfactory | Large Bank |
| Apr 2018 | Satisfactory | Large Bank |
1 previous rating locked — back to 2013
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Total Branches
39
Branch Deposits
$4.3B
1-Year Change
+11
5-year net change: +10 branches
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Preview:
| 15.09% |
| 2018 | 980 | 72.24% | 12.86% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red