MUNCY COLUMBIA FINANCIAL CORP is the bank holding company. FIRST COLUMBIA BANK & TRUST CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

MUNCY COLUMBIA FINANCIAL CORP

Legal name: MUNCY COLUMBIA FINANCIAL CORPORATION

1 active bank · $1.7B combined assets

RSSD ID: 1118283 (FFIEC NIC)

Combined Assets

$1.7B

CRA Rating Summary

Outstanding1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST COLUMBIA BANK & TRUST CO.BLOOMSBURG, PAOutstanding$1.7BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$1.7B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.5B

Net Income

$7M

ROA (avg)

1.68%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

484

Origination Rate

86.57%

Denial Rate

4.34%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST COLUMBIA BANK & TRUST CO.	BLOOMSBURG, PA	FDIC	$1.7B	100.0%	Outstanding	Apr 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.