Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.5B
Net Loans
$1.2B
Net Income
$7M
ROA
1.68%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.13%
Risk-Based Capital
17.26%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 484 | 86.57% | 4.34% |
| 2022 | 607 | 86.49% | 4.94% |
| 2021 | 793 | 87.52% | 6.18% |
| 2020 | 846 | 84.75% | 7.33% |
| 2019 | 547 | 85.19% | 6.03% |
| 2018 | 597 | 82.91% | 6.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2023 | Outstanding | Intermediate Small Bank |
| Jan 2020 | Outstanding | Intermediate Small Bank |
| Jan 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
23
Branch Deposits
$1.4B
1-Year Change
+1
5-year net change: +9 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/first-columbia-bank-and-trust-co" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red