COMMERCIAL NATL FINL CORP is the parent banking group. COMMERCIAL BANK AND TRUST OF PA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

COMMERCIAL NATL FINL CORP

Legal name: COMMERCIAL NATIONAL FINANCIAL CORPORATION

1 active bank · $360M combined assets

RSSD ID: 1823738 (FFIEC NIC)

Combined Assets

$360M

CRA Rating Summary

Satisfactory1charter

Across all 7 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCOMMERCIAL BANK AND TRUST OF PALATROBE, PASatisfactory$360MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$360M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$303M

Net Income

$507K

ROA (avg)

0.56%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

63.54%

Denial Rate

27.08%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
COMMERCIAL BANK AND TRUST OF PA	LATROBE, PA	FDIC	$360M	100.0%	Satisfactory	Sep 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.