Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$360M
Total Deposits
$303M
Net Loans
$168M
Net Income
$507K
ROA
0.56%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.67%
Risk-Based Capital
26.26%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 96 | 63.54% | 27.08% |
| 2023 | 138 | 61.59% | 26.09% |
| 2022 | 180 | 62.78% | 23.89% |
| 2021 | 226 | 67.7% | 21.24% |
| 2020 | 235 | 63.83% | 27.23% |
| 2019 | 270 | 64.44% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Large Bank |
| Sep 2018 | Satisfactory | Large Bank |
4 previous ratings locked — back to 2005
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Total Branches
7
Branch Deposits
$300M
1-Year Change
0
5-year net change: -2 branches
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Preview:
| 2018 | 289 | 64.36% | 25.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red