Capital One Financial Corporation is the bank holding company. CAPITAL ONE, NATIONAL ASSOCIATION is the primary bank charter regulated by the OCC. CRA exams are conducted at the charter level, not the holding company level.

Banking Group

Capital One Financial Corporation

1 active bank · 1 merged/absorbed · $672.0B combined assets

Combined Assets

$672.0B

CRA Rating Summary

Outstanding1charter

Across all 15 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankCAPITAL ONE, NATIONAL ASSOCIATIONMCLEAN, VAOutstanding$672.0BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$672.0B

1 active bank

Consumer Complaints (12 mo)

884

3,483 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$520.8B

Net Income

$2.3B

ROA (avg)

1.39%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2022Lender rankings →

Aggregated HMDA data across all active charters for 2022.

Applications

475

Origination Rate

87.16%

Denial Rate

0.63%

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

884

All Time

3,483

Top Category

Credit reporting, credit repair services, or other personal consumer reports

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
CAPITAL ONE, NATIONAL ASSOCIATION	MCLEAN, VA	OCC	$672.0B	Outstanding	Aug 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.