SOLVTRUST FINANCIAL CORP is the parent banking group. PAN AMERICAN BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

SOLVTRUST FINANCIAL CORP

Legal name: SOLVTRUST FINANCIAL CORP.

1 active bank · $539M combined assets

RSSD ID: 5905614 (FFIEC NIC)

Combined Assets

$539M

CRA Rating Summary

Satisfactory1charter

Across all 7 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPAN AMERICAN BANK & TRUSTMELROSE PARK, ILSatisfactory$539MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$539M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$489M

Net Income

$1M

ROA (avg)

0.81%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

84.62%

Denial Rate

9.62%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PAN AMERICAN BANK & TRUST	MELROSE PARK, IL	FDIC	$539M	100.0%	Satisfactory	Aug 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.