🏦Bank Scorer

This institution is no longer active

Operations ceased on September 21, 2009. CRA examination history below reflects the period it was active.

YUMA COMMUNITY BANK

YUMA, AZ · Supervised by FDIC

Est. 2000FDIC #57,099RSSD: FDIC-57099
Part ofCAPITOL BCORP LTD→ View all charters
Satisfactory Same

Current rating · Exam: June 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.86%

Institution Profile

FDIC BankFind

Address

2285 South 4th Avenue, YUMA, AZ

County

Yuma County

Established

December 15, 2000

Total Assets

$72M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 5, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$72M

Total Deposits

$56M

Net Loans

$59M

Net Income

$312K

ROA

0.86%

ROE

8.69%

Risk-Based Capital

10.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b3d93539-9074-4a41-892c-23fedf10ace1"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: