Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$98.8B
Total Deposits
$83.2B
Net Loans
$62.8B
Net Income
$175M
ROA
0.73%
Below avg for Regional banks. Peer avg: 0.88%
ROE
9.01%
Risk-Based Capital
13.50%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 9 | 100% | 0.00% |
| 2019 | 107 | 100% | 0.00% |
| 2018 | 44 | 93.18% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Last 12 Months
22
Since 2018
103
all complaints on record
Monetary Relief
21.4%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2014 | Satisfactory | Large Bank |
| Jul 2010 | Satisfactory | Intermediate Small Bank |
| Oct 2007 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2004
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Total Branches
37
Branch Deposits
$71.4B
1-Year Change
0
5-year net change: -1 branches
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 0 | 0 |
| September 2025 | 1 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 3 | 2 |
| December 2025 | 6 | 0 |
| January 2026 | 3 | 1 |
| February 2026 | 1 | 1 |
| March 2026 | 2 | 1 |
| April 2026 | 2 | 2 |
| May 2026 | 1 | 1 |
| June 2026 | 1 | 1 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.