Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$897M
Total Deposits
$815M
Net Loans
$486M
Net Income
$7M
ROA
3.06%
Above avg for Small banks. Peer avg: 0.44%
ROE
32.56%
Risk-Based Capital
20.97%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 101 | 86.14% | 1.98% |
| 2023 | 96 | 89.58% | 2.08% |
| 2022 | 147 | 83.67% | 4.76% |
| 2021 | 119 | 88.24% | 2.52% |
| 2020 | 147 | 90.48% | 3.40% |
| 2019 | 154 | 93.51% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| Apr 2021 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
11 previous ratings locked — back to 1990
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Total Branches
12
Branch Deposits
$727M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 130 | 86.15% | 3.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red