🏦Bank Scorer

WEST VALLEY NATIONAL BANK

GOODYEAR, AZ · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2006FDIC #58,426
Satisfactory Same

Current rating · Exam: September 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

3

39.23 per $B assets · filed with CFPB

Financial Health

Needs Attention

ROA -2.36%

Institution Profile

FDIC BankFind

Address

2440 N Litchfield Rd, GOODYEAR, AZ

County

Maricopa County

Established

December 22, 2006

Total Assets

$76M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 5, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Sep 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$76M

Total Deposits

$69M

Net Loans

$65M

Net Income

$-457K

ROA

-2.36%

ROE

-25.33%

Risk-Based Capital

13.60%

Regulatory minimum: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Complaints / $B39.23Peer avg: 411.37▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$64M

1-Year Change

0

Consumer Complaints

CFPB · through May 2026

Last 12 Months

3

All Time

13

Monetary Relief

23.1%

Untimely Response

0%

Most common complaint type: Checking or savings account· 39.23 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
June 202400
July 202400
August 202400
September 202400
October 202410
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202500
October 202500
November 202500
December 202500
January 202600
February 202600
March 202611
April 202610
May 202610

Data through May 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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