MADISONVILLE, TN · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$396M
Total Deposits
$354M
Net Loans
$250M
Net Income
$872K
ROA
0.89%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.83%
Risk-Based Capital
22.80%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 447 | 78.52% | 13.20% |
| 2023 | 572 | 79.2% | 11.19% |
| 2022 | 737 | 83.99% | 7.19% |
| 2021 | 288 | 78.13% | 7.29% |
| 2020 | 260 | 79.62% | 8.08% |
| 2019 | 256 | 75.78% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2021 | Satisfactory | Small Bank |
| Mar 2015 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$335M
1-Year Change
0
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Preview:
| 2018 | 219 | 88.13% | 5.02% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red