This institution is no longer active
Operations ceased on April 17, 2004. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$52M
Total Deposits
$34M
Net Loans
$33M
Net Income
$-124K
ROA
-0.97%
Below avg for Small banks. Peer avg: 0.44%
ROE
-5.92%
Risk-Based Capital
15.46%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 107 | 92.52% | 3.74% |
| 2020 | 189 | 67.2% | 13.76% |
| 2019 | 127 | 96.85% | 3.15% |
| 2018 | 164 | 96.95% | 2.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets