Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.2B
Total Deposits
$2.8B
Net Loans
$2.7B
Net Income
$7M
ROA
0.86%
Below avg for Community banks. Peer avg: 0.90%
ROE
9.04%
Risk-Based Capital
12.21%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 856 | 75.58% | 1.17% |
| 2022 | 1,817 | 74.68% | 0.55% |
| 2021 | 4,008 | 82.71% | 0.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Large Bank |
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2006
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Total Branches
15
Branch Deposits
$2.5B
1-Year Change
0
5-year net change: +1 branches
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