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This institution is no longer active

Operations ceased on April 30, 2012. CRA examination history below reflects the period it was active.

VALLEY BANK OF HELENA

HELENA, MT · Supervised by FDIC

Est. 1978FDIC #22,747RSSD: FDIC-22747
Part ofGLACIER BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 1998

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.49%

Institution Profile

FDIC BankFind

Address

3030 North Montana Avenue, HELENA, MT

County

Lewis And Clark County

Established

November 13, 1978

Total Assets

$465M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1998

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2012Call Report / FDIC

Total Assets

$465M

Total Deposits

$310M

Net Loans

$188M

Net Income

$2M

ROA

1.49%

ROE

19.18%

Risk-Based Capital

14.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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