At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.90%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$792M
Total Deposits
$720M
Net Loans
$365M
Net Income
$2M
ROA
0.90%
ROE
10.48%
Risk-Based Capital
20.88%
Regulatory minimum: 8%
Branch Footprint
Total Branches
12
Branch Deposits
$740M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
7 previous ratings locked — dating back to 1996
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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