This institution is no longer active

Operations ceased on February 8, 1993. CRA examination history below reflects the period it was active.

VALLEY BANK OF FREDERICK

FREDERICK, CO · Supervised by FDIC

Est. 1975FDIC #22,095RSSD: FDIC-22095

Part ofVALLEY BCORP INC→ View all charters

Satisfactory Up

Current rating · Exam: April 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.59%

Institution Profile

FDIC BankFind

Address

Fifth And Oak Streets, FREDERICK, CO

County

Weld County

Established

August 25, 1975

Total Assets

$10M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 7, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$10M

Total Deposits

$9M

Net Loans

$5M

Net Income

$59K

ROA

0.59%

ROE

8.35%

Risk-Based Capital

13.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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